My clients and services
My clients are business owners, executives, high-net-worth individuals, and families. I am their wealth strategist. I often hear “…I already have an investment person.” One of my core competencies is investment management, but in most cases there’s opportunity to work with another advisor. This arrangement can benefit a client by providing advanced, comprehensive financial planning services that can yield tremendous benefits.
I provide a more personal approach to wealth management. In addition to investment management, I specialize in advanced strategies designed to help alleviate income and estate tax issues. I work closely with clients’ CPAs and estate attorneys. There are a number of strategies and services that most families and individuals are not aware of. All I need is an opportunity to learn more about your situation to identify where I can add value.
Ask yourself the following questions:
Does my financial planner work with my estate planning attorney to develop my overall estate planning strategy?
Does my financial planner work with my CPA to implement the tax alleviation strategies for which I am eligible and reduce my tax burden?
Am I one of the “lucky” business owners whose net worth is tied up in my business and real estate and I’m not sure how a financial planner can bring value to my situation because I don’t have liquid investments?
Given current valuations of stocks, real estate, and yes—even bonds—has my financial planner spoken with me about investment strategies that have historically helped reduce downside risk in periods like the Credit Crisis of ‘08 or the Tech Wreck of ‘00 – ‘02.
I began my career in the financial services industry with Altegris Investments. As Regional Director of Intermediary Relationships, I consulted leading private wealth and retail financial advisors across the nation. After nearly a decade in this role, I became a financial planner and founded Your Dedicated Fiduciary® to have a positive impact on those I serve by filling in the gaps often left by other advisors.
I have an unusual perspective on wealth management. I’ve seen the business from the inside. At Altegris, my clients were leading financial advisors at wirehouses such as Merrill Lynch, Morgan Stanley, UBS; independent broker-dealers such as LPL, Ameriprise, and Raymond James; registered investment advisors; and, family offices.
Not all financial advisors are the same. I have a wealth of knowledge (pun intended) of the services and strategies financial advisors offer – and, perhaps more importantly, the services and strategies they often don’t offer. Who serves you can potentially make a big difference, particularly when it comes to planning strategies for complex situations.
“Life is what happens while you are busy making other plans” – Allen Saunders
Nearly a decade into my career as an investment consultant, life took an unexpected turn when my grandmother “Red,” with whom I was very close, had a major stroke. The docs told me she couldn’t walk, could barely talk, and needless to say was miserable, so I resigned from my career to go spend time with her in the nursing home during what we thought would be her rehabilitation period. Days turned into weeks, weeks turned into months, and it became apparent that she was permanently immobilized and never going home. In that time we shared together, she and I had countless heart-to-heart discussions on life, spirituality, family, happiness, and what truly matters in life. She emphasized how none of our material possessions can be taken to the “other side” and stressed the importance of living the life we want to live, not the life we or others think we have to live.
After she transitioned, I decided to ride across the country on one of my Harleys to make up for the lost time sacrificed while living out of a suitcase. It was an amazing journey! I rode to Manhattan, Miami, Chicago, the Space Needle, Yellowstone, the Ryman Auditorium, Colorado Rockies, Old Faithful, Mt. Rushmore, Jackson Hole, and ended up back here in my beloved San Diego.
During that trip, I had ample “windshield time” to think about the financial services industry and where many financial advisors fall short when it comes to serving their clients. It was then that I decided to leverage the expertise acquired in my career to establish Your Dedicated Fiduciary®, a fiduciary financial planning firm with offices in San Diego and Dallas, and partner with Commonwealth Financial Network®. Commonwealth is one of my former client firms (and in my opinion, the best Registered Investment Advisor (“RIA”) out there!).
University of Maryland, B.A., Neurobiology & Neurophysiology.
Activities & Affiliations
Wealth Strategist & Founder of Your Dedicated Fiduciary®
Accredited Investment Fiduciary® (“AIF®”)
San Diego Mastermind Group, Founder
The Financial Awareness Foundation, Ambassador
Professionals with Purpose, Vice President
Financial Planning Association, Member
California Alternative Investments Association, Member
California Society of Certified Public Accountants, Financial Professional Member & Sponsorship Committee Co-Chair
Golden Key International Honour Society, Member
Get in touch
There are a number of strategies and services that most families and individuals are not aware of. All I need is an opportunity to learn more about your situation to identify where I can add value.